The Surprising Reason for the Boom in Snack Sales

Americans are increasingly dining alone, and they’re opting for snacks rather than full meals, according to a new report from NPD group.
A key driver of the trend is the growing number of single-person households, since solo eaters are more likely to opt for snack foods for dinner. Nearly a quarter of all snack foods consumed last year were consumed at mealtime.
“Smaller household sizes and eating alone are among the growing factors with snacking,” NPD food and beverage industry analyst Darren Seifer said in a statement. “Food manufacturers should think about the unique needs of the solo consumer when developing products and packaging, and marketing messages should be crafted to be relevant to them and their snacking behaviors.”
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A separate report released by Nielsen last year found that more than half of global diners had selected snacks in the past 30 days to replace a lunch, 48 percent had snacked for breakfast and 41 percent had snacked for dinner.
When making their selection, single diners prefer single-serve packages and are increasingly turning to “better-for-you” snacks, like fresh fruit, breakfast bars, and yogurt, NPD found.
Food manufacturers are starting to adapt to the demand for healthier options. In June, General Mills said it would stop using artificial colors and flavors by 2016, and Kellogg Co. has vowed to do so by 2018.
Even as demand grows for healthier snacks, the most popular snacks in North Americans might make a nutritionist cringe. Nielsen found that the most popular snacks were chips, followed by chocolate and cheese.
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Undertrained US Drone Pilots Put War Effort at Risk

The U.S. military is allowing pilots who haven’t fully completed their training to fly predator drones over Yemen and Pakistan—potentially putting innocent people on the ground at risk if something goes wrong.
An alarming new report by the Government Accountability Office found that drone pilots in the Army and Air Force have been skimping on their training sessions in order to get assigned to missions faster.
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The GAO said that because there is a shortage of drone pilots, the Air Force and Army have been routinely speeding up the process by cutting training time.
“As a result, the Army does not know the full extent to which pilots have been trained and are therefore ready to be deployed,” the report said.
The GAO reviewed Air Force records and found that only 35 percent of pilots operating drones had completed their required training.
Some pilots told the auditors that training wasn’t completed because there was a lack of funding or gaps in knowledge about the unmanned aerial systems (UAS) commonly called drones.
“Army UAS pilots stated that leadership of larger non-aviation units that oversee their UAS units do not understand UAS pilot training,” the report said.
The GAO had previously reported that there weren’t enough drone pilots compared with the number the Air Force said it needed. At New Mexico’s Holloman Air Force Base, for example, drone pilot staffing was at only 63 percent of full staffing level, the report said.
The latest findings from the GAO seem to confirm that this is still an issue.
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The U.S. military says it is taking action to increase the number of instructors in order to get more pilots through the complete training process. However, the GAO said that the Army hasn’t fully addressed “the risks associated with using less experienced instructors.”
The Army waived course prerequisites for nearly 40 percent of its drone pilots who were working toward becoming instructors.
“As a result, the Army risks that its UAS pilots may not be receiving the highest caliber of training needed to prepare them to successfully perform UAS missions,” the auditors said.
Meanwhile the Air Force faces instructor shortages as well.
The report calls into question whether a lack of training could hamper drone pilots’ ability to successfully and safely complete their missions. It comes amid intense scrutiny of the government’s drone program after a botched mission in January killed two Western hostages during an attack on al Qaeda in Pakistan.
Scrutiny of the program is nothing new. Human rights activists have long called on the administration to cease using drones in its ongoing war on terror because of civilian casualties.
A 2013 report by Human Rights Watch said that between 2009 and 2013, U.S. drone strikes killed 57 civilians in six different strikes in Yemen. Last year the Yemeni government paid $1 million to families of victims of one of those strikes, which targeted a wedding and killed 11 people.
You Won’t Believe How Much It Costs When Your Dog Bites Someone

Boy, it can really smart when your dog bites somebody.
Insurance companies paid an average of $32,000 last year in homeowner’s liability claims for dog-related injuries, according to a new analysis by the Insurance Information Institute (III).
But don’t think that’s your insurer’s problem. Filling one liability claim can take a bite out of your savings if you don’t have the right policy and push up your homeowner’s insurance premiums by an average of 14 percent, according to a recent analysis by InsuranceQuotes.com.
Dog bites and other dog-related injuries totaled $530 million and accounted for more than a third of all homeowners’ insurance liability dollars paid out in 2014. In addition to dog bites, the claims cover the costs of dogs knocking down children or bikers, resulting in fractures or trauma.
The number of claims last year fell by about 5 percent, but the cost per claim spiked 15 percent. The cost of dog-related injury claims has gone up 57 percent in the past decade, thanks to increasing medical costs and growing judge and jury awards.
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California had the most claims in the country, with 1,866, while New York had the highest average cost per claim -- an average of nearly $57,000 last year.
A separate report released Thursday by the U.S Postal Service showed that there were 74 dog attacks on postal workers in Los Angeles last year, the most of any city, followed by 62 in Houston, and 47 in San Diego.
III recommends that dog lovers research the safest and most appropriate dog for their household or neighborhood before purchasing a pup and use caution when bringing a dog into a home with an infant or toddler.
Or try a parakeet.
Where the Gold Is: 40 Nations with Highest Holdings

The World Gold Council is out with its latest report on gold demand.
In the first quarter, demand dropped by 11 tonnes, or 1%, year-over-year.
"Top-line demand was broadly neutral — down just 11t (1%) despite substantial underlying differences across geographies and sectors," the report said.
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"Pockets of strength in jewelry were balanced by weakness elsewhere as demand responded to local conditions in each market. Higher volumes in India, the US, and the smaller Southeast Asian markets were set against declines in China, Turkey, Russia, and the Middle East."
On Thursday, gold continued its rally after breaking above the key $1,200 level on Wednesday.
Gold rose to as high as $1,223 an ounce, its highest level in three months.
And so with gold demand broadly neutral, this chart shows which countries are holding the most gold:

This article originally appeared on Business Insider.
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We Just Went Through the Worst Month Since the Great Recession

We already knew the economy really struggled over the first few months of 2015, with March being especially rough. A new report from economists at Macroeconomic Advisers shows just how bad a month it really was.
The forecasting firm, which tracks economic progress on a monthly basis rather than just a quarterly one, now says that GDP fell 1 percent in March. “This was the largest decline since December 2008, when the U.S. economy was in the throes of recession,” its update notes.
The Commerce Department initially estimated that GDP grew at a seasonally adjusted annual rate of 0.2 percent in the first quarter. An updated report, due May 29, is now expected to show that the economy actually shrank over the first three months of the year. J.P. Morgan economists have lowered their tracking estimate of first-quarter GDP from -0.8 percent to -1.1 percent based on data released over the last two days.
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As we’ve written before, though, the downturn isn’t necessarily reason to worry about the fundamental health of the economy, or at least it shouldn’t stoke fears that we’re diving into another recession. As the Macroeconomic Advisers report explains, “A sharp decline in net exports more than accounted for the decline in monthly GDP, as resolution to the West Coast port dispute led to a surge in imports to well above the recent trend. As a result, they write, they believe the one-month plunge “overstates the underlying weakness in the economy.”
That’s not to say the economy is particularly strong, either. Both Macroeconomic Advisers and J.P. Morgan now forecast second-quarter GDP growth to come in at a tepid 2 percent annualized rate.
How Safe Is that Flight? Auditors Question Airport Security

A government spat between Congress and the Transportation Safety Administration yesterday raised a question: Is the TSA trying to stonewall a congressional committee looking into reports suggesting the agency may be failing in its $7 billion-a-year mission to safeguard airports and air travel from terrorist threats?
At the start of Wednesday’s TSA: Are Airports Safe? hearing, House Oversight Committee Chairman Jason Chaffetz (R-UT ) immediately pointed out a glaring absence from the witness panel—the TSA.
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Chaffetz said the committee had invited TSA acting administrator Melvin Carraway, but the agency offered a lower-level official in his place.
“The Department of Homeland Security objected to [Carraway’s] presence on the panel because they felt it was demeaning to have the acting director sit on the same panel as a private sector witness,” he said, referring to Raffi Fron, president of New Age Security Solutions, a company that provides security systems such as video surveillance.
The hearing was prompted by two separate but equally scathing watchdog reports that question the TSA’s ability to effectively screen passengers.
“Our audits have repeatedly found that human error— often a simple failure to follow protocol—poses significant vulnerabilities,” DHS’s IG John Roth said—adding that despite offering hundreds of recommendations the TSA has failed to assure that its mission is succeeding.
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DHS stood by its decision not to send its acting administrator. An agency official told The Fiscal Times that the department only participates in congressional hearing panels with other government agencies—not with private-sector witnesses in order to avoid conflicts of interest.
A spokesperson for the committee said that “witness invitations are not transferable” and that the “DHS does not dictate how we run our hearings.”
This isn’t the only roadblock the Oversight Committee has run into with the TSA. During the hearing, Chairman Chaffetz showed off a heavily redacted document he had requested from the agency—saying even members of Congress had “exceptional” difficulties getting information from them.
The committee spokesperson said House Oversight is currently looking into other ways the TSA has frustrated congressional inquiries—and what kinds of action can be taken.